GradGuard for Higher Education

Controversy & Campus Reports on Clery Data

Posted by John Fees on Dec 21, 2015 10:15:30 AM

Kelly Field wrote in the November 25, 2015 issue of The Chronicle of Higher Education an important article (“How Much Can Campus-Crime Reports Tell Us About Sexual Assault?”) on what campus crime reports reveal about sexual assaults on college campuses.  

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Topics: Student Life, college theft, Financial Literacy, College Life Protected, Student Risk Management, Best Practices by Colleges, Higher Education Policy, Transparency, Risk Management, ACUHOI, Clery Act, Campus Crime, Campus Safety, Higher Education

Renters Insurance Discussion within ACUHOI

Posted by GradGuard on Dec 15, 2015 10:53:47 AM

It was great to see ACUHOI discussion regarding the value of renters insurance in their message boards / forums.  These are really useful discussions and it is great to see the variety of topics impacting leaders in student housing.

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Topics: Student Life, renters insurance, Best Practices by Colleges, Renters Liability, Student housing, ACUHOI

FEMA Report: Campus Fire Fatalities 2000 - 2015

Posted by GradGuard on Nov 19, 2015 1:34:13 PM

The United States Department of Fire Administration published a useful report titled "Campus Fire Fatalities in Residential Buildings" detailing the factors that are leading to the unnecessary fire deaths of college students.

The study provides an analysis of the last 16 academic years from 2000 through 2015. During this time there were 85 fatal fires in dormitories, fraternities, sororities and off-campus housing, resulting in 118 fatalities — an average of approximately seven per school year.

The key insights for higher education leaders, students and their families are these:

  • An astonishing 94% of fatal campus fires examined took place in off-campus housing.
  • Smoke alarms were either missing or had been tam- pered with (disconnected or battery removed) in 58% of fatal campus fires.
  • Fire sprinklers were not present in any of the 85 fatal campus fires.
  • A disproportionate number of fatal campus fires occurred on the weekend — 70% on Friday, Saturday and Sunday.
  • Males were more likely than females to die in campus fires, accounting for 67% of all victims.
  • Alcohol was a factor in 76% of all fatal campus fires — fires where at least one of the students was drinking and, according to reports, legally drunk, which is at or above 0.08 percent blood alcohol concentration (BAC).
  • Smoking (29%) was the leading cause of fatal fires in campus housing, followed by intentional actions (16%), electrical (11%) and cooking (9%), with 18% of the fires classified as cause undetermined.
  • The adage “nothing good happens after midnight” rings true for fatal campus fires, with 73% occurring between midnight and 6 a.m.

Insights for Student Housing and University Risk Managers:

The report provides comprehensive information about how to reduce and prevent injuries and deaths on college campuses in the future.  

  1. On-campus residential housing has become safer, with modern alarm systems and fire sprinklers protecting students. The last fire fatality in an on-campus dormitory took place in April 2005. 
  2. Smoking is now prohibited in most college residence halls. Along with intricate alarm systems and fire suppression equipment, the problem of smoking-caused deaths is virtually nonexistent on campus. 
  3. Off-campus living remains the highest risk for fatal fires, with more than 90 percent of campus fire deaths occurring in these dwellings. Colleges need to work with the surrounding neighborhoods. Universities are often the financial juggernaut in these towns and cities, and they have the ability to effect change.

This report also demonstrates the value of the reporting required under the Clery Act. Though some schools are reluctant to publish data this illustrates the benefits of best practices that colleges and universities have implemented. 

The report's conclusion suggests a broad message for the stakeholders.  Specifically it reveals "Ex malo bonum,” the Latin phrase meaning “out of bad comes good,” has taken hold on many college campuses.  At GradGuard, we seek to help schools implement best practices that help protect their students from unexpected financial losses.  Our student benefit programs - particularly tuition and renters insurance programs - do make "good out of bad".  

Please contact us to learn more about how we can support your mission.

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Topics: Student Risk Management, Best Practices by Colleges, Higher Education Policy, Risk Management, Campus Fire, Campus Safety

Adopting a Preferred Renters Insurance Program

Posted by GradGuard on Oct 2, 2015 8:25:37 AM

The College Board indicates that more than 1,237 institutions now guarantee student housing for all freshmen with many institutions requiring students to live on campus. This requirement has many benefits but it has also created new forms of risk for students and their families. 

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Topics: renters insurance, Renting, Best Practices by Colleges, Renters Liability

Utilizing Student Benefits to Attract, Retain, and Protect Students

Posted by GradGuard on Jul 13, 2015 6:40:35 PM

Last week we delivered a show-case presentation with leaders in higher education enrollment management at the RuffaloNoelLevitz - 2015 National Conference on Student Recruitment, Marketing, and Retention.

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Topics: paying for college, College Life Protected, Consumer Protection, Enrollment Management, Best Practices by Colleges, leadership, Student Benefits

2015 RuffaloNoelLevitz - National Conference

Posted by John Fees on Jul 6, 2015 9:52:19 AM

We are pleased to be attending the RuffaloNoelLevitz - 2015 National Conference on Student Recruitment, Marketing, and Retention in Boston next week.  From our experience, this conference brings together some of the greatest thought leaders on the enrollment trends impacting higher education.  

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Topics: College Life Protected, Enrollment Management, Best Practices by Colleges

Trends & Best Practices in Implementing Renters Liability & Protection Programs

Posted by GradGuard on Jun 22, 2015 5:55:00 PM

Requiring students to live on campus has many benefits, but it also creates an often unforeseen risk for students and their families. In fact, published research supports this requirement and data from the College Board indicates that more than 1,237 institutions now guarantee student housing for all freshmen. 

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Topics: renters insurance, Renting, Best Practices by Colleges, Renters Liability

5 Essential Questions for Higher Ed in 2015

Posted by John Fees on Jan 7, 2015 10:57:00 AM

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Topics: Consumer Protection, Refund Policy, Best Practices by Colleges, Higher Education Policy, Transparency

The Real Issue: Failing to Graduate Is Costly

Posted by John Fees on Dec 15, 2014 2:46:00 PM

David Leonhardt is the editor of Upshot at the New York Times and posted a useful article titled The Reality of Student Debt Is Different From the Clichés. It reminds me of the challenges our society has in dealing with complex topics captured in the headlines but that often inadvertently distort the real source of risk.

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Topics: student success, apartment living, College Life Protected, Consumer Protection, Refund Policy, Enrollment Management, Best Practices by Colleges, Higher Education Policy, Transparency

College Life Protected

Insights on student risk

GradGuard for Higher Education examines how unexpected losses can affect student success, bringing you the latest in best practices and trends for safety on and off campus.

Here you'll learn more about:

  • Risks on and off campus
  • How schools are using benefits programs to protect and attract students
  • Effects of loss on student outcomes

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