GradGuard
Growth in campus fires and crimes confirm the value of renters insurance for college students.
By John Fees on Jul 26, 2018

John Fees

John Fees is the Co-Founder and Managing Director of GradGuard™. Fees is a graduate of Arizona State University, where he received a bachelors of science degree in History and is also a graduate of Harvard Business School where he completed a Masters in Business Administration. John Fees lives in Phoenix, Arizona and is married to Melissa Soza Fees, Ph.D. and is the father of five children. He is the Treasurer for the Arizona College Success Arizona, a Director of College Parents of America, Founding Director and investor in Tonto Creek Camp which provides service leadership experiences to 8,000 students annually. He is also an active member of University Risk Management and Insurance Association and the Professional Insurance Marketers Association.

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Growth in campus fires and crimes confirm the value of renters insurance for college students.

Campus Fires Continue - GradGuard can help.

Each year, our GradGuard team makes an effort to update key data regarding campus safety and crime.  We review Clery Act reports as well as other sources of data such as the FBI's Uniform Crime Reporting database. 

According to Clery Act reports, in 2016, the number of fires that occurred in on-campus student housing facilities was up 6.7% from 1,916 in 2015 to 2,044 fires in 2016. In addition to fires, the number of reported criminal offenses increased by almost 3% from 36,337 crimes to 37,389. This is based on reports from nearly 700 institutions.

   The data is remarkably consistent with year over year changes typically less than 10%.  

Campus Fire Trend Chart by Clery

The Clery Act helps promote transparency across colleges and universities.  It isn't perfect, but schools have made a greater commitment to consistently report incidents on their campus.  

These incidents are often surprise college students and their parents. In fact, many families are often caught unprepared, and expect the college or university will replace their stolen or damaged property or forgive a mistake that damaged other students property. 

With so much money at stake, GradGuard has created a renters insurance program designed just for college students.  There are no "gotchas" associated with GradGuard's renters insurance program and because all students are eligible (no exclusions for past claims or bad / no credit) and it is a real benefit for students attending colleges who agree to offer it to their campus residents. 

In addition to unique coverage benefits for students, the GradGuard renters protection program for colleges and universities enable school to collect for financial losses when property is damaged by a fire or water damage.  The GradGuard program helps schools officials avoid difficult conversations with students when they may be surprised that a school may not replace stolen or damaged property or when the school seeks for a student to pay for the damages they cause.

As a result, we invite you to consider how your school can benefit from GradGuard's renters protection program.

Tell Me How We Can Protect Our Students & Institution

The key is that GradGuard's renters insurance helps reduce losses for both students and schools.  Having a renters protection program in place not only educates residents about their responsibility but provides a convenient way for students to protect themselves from financial losses.  

GG 2015 Campus Fire and Crime Stat Twitter

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