John Fees is the Co-Founder and Managing Director of GradGuard™. Fees is a graduate of Arizona State University, where he received a bachelors of science degree in History and is also a graduate of Harvard Business School where he completed a Masters in Business Administration. John Fees lives in Phoenix, Arizona and is married to Melissa Soza Fees, Ph.D. and is the father of five children. He is the Treasurer for the Arizona College Success Arizona, a Director of College Parents of America, Founding Director and investor in Tonto Creek Camp which provides service leadership experiences to 8,000 students annually. He is also an active member of University Risk Management and Insurance Association and the Professional Insurance Marketers Association.
This is a big week for professionals who serve international students.
The Association of International Educators, (NAFSA) is the world’s largest association dedicated to international education and exchange, is hosting its annual meeting and EXPO in Los Angeles.
With nearly one million international students attending American colleges and universities it is important to understand the risks facing this valuable population.
Three forms of insurance are particularly important for international students to consider. Tuition insurance, renters insurance and student health insurance are each important to protecting international students while studying in the United States.
International student health insurance - international students are often required to purchase student health insurance. Typically students can purchase an affordable plan through their college or university or if they prefer they can also purchase it directly through GradGuard.
Tuition Insurance - If an international student becomes ill, injured or is forced to withdraw from classes mid-term, colleges and universities most often will only refund only a pro-rated amount of tuition and fees. As a result, it is prudent for international students to become aware of the institutions refund policy and to consider purchasing tuition insurance.
Tuition insurance is affordable and valuable protection but remember it must be purchased prior to the start of classes.
College Renters Insurance - Many international students are concerned about campus crime and safety. Most are unprepared to replace a stolen computer or b
ackpack and many would benefit from the protection provided by renters insurance.
GradGuard's renters insurance program is ideal for internationl students in that it does not require a credit check and provides world-wide property coverageFor less than $.50 cents a day, international student can protect themselves from financial losses that they experience or are found responsible for.
GradGuard works with schools to provide our insurance programs to protect all students, but we are particularly sensitive to the unique needs of international students. We know from experience that our student benefits provide real value to all students and particularly international students who may face even greater financial risk due to the investment they are making to attending college in the United States. In a small way, we hope that GradGuard can improve the satisfaction and success of international college students.